Terms of Use

Agreement to these terms

These Terms of Use govern your access to and use of this website. By using the site you agree to these terms. If you do not agree, please do not use the site. We may update these terms at any time, and your continued use means you accept the current version.

Educational purpose only

This website is provided for general educational and informational purposes about reverse mortgages and related decisions. Nothing on this site is financial, tax, or legal advice, a commitment to lend, or an offer to enter into an interest rate lock agreement. Reverse mortgage programs are complex and are subject to credit approval, income and property qualification, and program requirements. You are encouraged, and for a Home Equity Conversion Mortgage you are required, to speak with an independent HUD approved housing counselor before proceeding.

No client or lending relationship

Using this website, submitting a form, or reading our materials does not by itself create a client, agency, fiduciary, or lending relationship. A relationship begins only when you and 55 Plus Senior Lending Solutions agree to it in writing and complete the applicable application process.

Fair and equal treatment

55 Plus Senior Lending Solutions conducts business in accordance with applicable federal and state law, including the Equal Credit Opportunity Act and the Fair Housing Act. We welcome every person regardless of race, color, religion, national origin, sex, marital status, age, disability, or familial status. Licensing details, including any NMLS identifier, are provided in our communications where required and are available on request.

Accuracy of information

We work to keep the information here current and accurate, but lending guidelines, rates, and program details change frequently and without notice. We make no warranty that the content is complete, current, or error free, and you should confirm any specifics with the appropriate licensed professional before acting.

Electronic communications and consent

When you provide your contact information through this site, you consent to receive communications from us by phone, text message, and email at the number and address you provide, including through automated dialing technology and prerecorded or artificial voice messages, about reverse mortgage options and related services. Consent is not a condition of any purchase or service. Message and data rates may apply and message frequency may vary. You may opt out of text messages by replying STOP and out of marketing calls by asking to be added to our internal do not call list. See our Privacy Policy for details.

Intellectual property

The text, layout, graphics, logos, and design of this site are owned by 55 Plus Senior Lending Solutions or used with permission and may not be copied, reproduced, or reused without written consent, except for normal personal viewing.

Third party links

This site may link to third party websites for convenience. We do not control those sites and are not responsible for their content, products, or privacy practices, and a link does not imply endorsement.

Disclaimer of warranties

This website and its content are provided on an as is and as available basis, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, 55 Plus Senior Lending Solutions and its affiliates are not liable for any indirect, incidental, special, or consequential loss arising from your use of this website or your reliance on its general information.

Accessibility

We are committed to making this website usable by as many people as possible and work toward conformance with recognized accessibility guidelines. If you have difficulty using any part of the site, please contact us and we will work to provide the information you need in another way.

Governing law

These terms are governed by the laws of the state in which 55 Plus Senior Lending Solutions principally conducts business, without regard to conflict of law rules, and any dispute will be handled in the courts located in that state unless applicable law requires otherwise.

Changes to these terms

We may update these terms from time to time. The current version will always be posted on this page, and continued use of the site after changes are posted means you accept the updated terms. If you have any questions, please contact us.